Family Health Articles » auto insurance premiums http://athinnergeek.com Talk about family health articles, medical, and health insurance Tue, 27 Dec 2011 02:32:49 +0000 en hourly 1 http://wordpress.org/?v=3.3 SUV driving safety tips http://athinnergeek.com/resources/suv-driving-safety-tips.html http://athinnergeek.com/resources/suv-driving-safety-tips.html#comments Wed, 01 Jul 2009 22:48:13 +0000 admin http://www.athinnergeek.com/?p=336 Sport Utility Vehicles have never been this popular before. People are not even stopped by the costs of fuel that has doubled and the growing concern for the environment. SUVs have captured our attention for some time.

SUV are still being portrayed as vehicles that represent danger, having a higher rollover than many cars or even trucks (and their owners usually pay higher auto insurance premiums, of course). From what we know, the reports from the National Highway Traffic Safety Administration have stated this. They claim that the amount of SUV’s on the road reaches over 15 percent of the total number of vehicles, drivers are warned that an SUV will not handle the same way as another type of vehicle. In order to be a good driver you need to provide security on the road. Your actions should not harm anybody – neither you nor other passengers on the road.

SUV are different from regular cars. That is why the SUV driver is required to be much more attentive than the normal driver as there could be plenty of situations on the road that need him to be careful and thoughtful like a real professional should be. SUV drivers need more braking distance than smaller automobiles when the whether is bad, which is necessary to keep in mind if you want to avoid an accident.

It should be also added that SUVs have a high center of gravity, which can cause drivers to lose control when they turn suddenly. And not having your four-wheel drive engaged can also cause the vehicle to slip sideways.

Advices for SUV drivers:

  • It is important to know how to drive your SUV properly. Practice driving in a large, empty space, such as an unused parking lot, then complicate your own tasks to make sure you are a good enough driver to meet various unforeseen situation of the road.
  • Avoid sudden or sharp steering changes. An SUV is not designed to make fast, sharp turns, and handles differently than a lower bodied sedan.
  • Consider other driver on the road. They do exist!
  • Recognize your visual limitations. Check your mirrors to make sure they minimize your blind spots on either side.
  • Brake better. SUVs should have a greater braking distance than most automobiles, especially in bad weather.
  • Don’t ever forget to use a seatbelt.
  • Driving too fats is never recommended. Slow down. Most people drive too fast. The slower you are the more time you will have to think in an emergency situation if it occurs.
  • It is not advised to have heavy cargo or to transport lots of people.
  • Don’t carry too much weight. Overloading tears the brakes, can overheat tires, and increases the risk of a blowout. So please know to love your SUV enough to protect it good.
  • Maintain your vehicle properly. Periodic service and close attention to tires and tire pressure help protect you and your passengers.
  • And the main rule: don’t forget about auto insurance. In case of an accident it can save you a lot of money.
]]> http://athinnergeek.com/resources/suv-driving-safety-tips.html/feed 0 10 cars that are the most and least expensive in terms of insurance http://athinnergeek.com/resources/10-cars-that-are-the-most-and-least-expensive-in-terms-of-insurance.html http://athinnergeek.com/resources/10-cars-that-are-the-most-and-least-expensive-in-terms-of-insurance.html#comments Thu, 11 Jun 2009 14:33:26 +0000 admin http://www.athinnergeek.com/?p=282 When you deal with new powerful cars it’s more likely that the gas prices, not the costs of car insurance or auto insurance will drain your wallet. However, if you want to know exactly which cars are the most expensive to insure, the general tendency here is to avoid fast, small, sporty vehicles. Such cars are very fast and lightweight, which means they are a lot more risky and tend to be damaged badly in case of an accident. And we all know that accidents are a trait of fast sporty cars.

So here are the top ten cars that are the most expensive in terms of insurance:

  • Cadillac Escalade EXT 4WD
  • Subaru Impreza WRX 4WD
  • Hyundai Tiburon
  • Mitsubishi Lancer
  • Scion tC
  • Acura RSX
  • Nissan Sentra SE-R
  • Suzuki Forenza
  • Nissan Sentra/Mitsubishi Eclipse
  • Chevrolet Cobalt two-door

Drivers tend to believe that smaller faster cars are able to sip in and of traffic, and having enough speed makes them want to do that on a regular basis. But no matter how good of a driver you are, you can’t compete with laws of physics. Moreover, such cars tend to be driven by younger drivers who are in general much more risky than other groups of car owners. Auto manufacturers tend to make such cars more available price-wise and this results that young inexperienced drivers are driving riskier cars, which results in high car insurance or auto insurance premiums for both.

And here are the ten least expensive vehicles to insure:

  • Ford Five Hundred 4WD (now the Ford Taurus)
  • Buick Rendezvous 4WD
  • Buick Lucerne/Buick Rainier 4WD/Honda Odyssey
  • Ford Freestyle 4WD/Subaru Outback 4WD
  • Buick Rendezvous/Honda Pilot
  • Chrysler Town & Country LWB
  • Honda Pilot 4WD
  • Buick LaCrosse/Chevrolet Uplander/Ford Escape/Volvo V70
  • Dodge Grand Caravan/Ford Freestyle 4WD
  • Ford Explorer 4WD/GMC Sierra 1500 4WD/Toyota Highlander/Toyota Sienna

So when you’re considering a new car make sure to get car insurance or auto insurance quotes to see if you are willing to pay high premiums for your new ride.

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