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Credit scores and insurance premiums

 

There’s something strange in the neighborhood. Who ya gonna call? Credit busters! The reality is that banks and credit card companies have suddenly taken to increasing interest rates and reducing the credit limits on existing lending facilities. According to the figures, nearly half the US banks reduced the limits on credit cards in the last [...]

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Getting fast cash in crisis

 

There are some moments in your life that can not wait. It is true when people say that “If you feel like doing something – you should go and do it”. Sometimes we meet some situations where we urgently need some money – money that we do not posses. It is a real problem to [...]

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Do you need key person insurance?

 

The cost of insuring a key person varies significantly from hundreds to thousands a year. It depends on a number of variables including state of health and the responsibilities within the organization. Young and healthy people cost less to insure. Mature businesses depending on older members of staff will find the premiums significantly higher. The [...]

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Most people fail to think ahead

 

Most people fail to think ahead. That means they get caught up in a panic when an emergency arises and, more often than not, end up taking short-term finance at very high rates of interest. This does nothing more than make the emergency worse. So, even though you may already be on the margin and [...]

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Paying off your debts faster

 

Sometimes the world seems a dark and threatening place, full of threats and dangers. It’s tempting just to give up in the face of all the problems and walk away. Some do just that, posting the keys of their houses to the mortgage holders and camping out with friends. Others decide to fight for what [...]

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