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Insuring your business trough an agent or online service: what’s better?

 

Getting insurance quotes and buying a policy without leaving your office with only a few clicks of the mouse is nothing new these days. Many insurance companies have their activities ran online, and while the real-world negotiations are still prevailing, the number of businesses employing online insurance services is steadily growing. In case a business [...]

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More about health insurance

 

The general statistics show that health insurance premiums have been rising faster than inflation in the business sector while the extent of the cover is being more narrowly defined. It is the old “less for more” syndrome. Insurance companies are not unjustified in raising their premiums. They can point to the rising costs of drugs [...]

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Did you know Microsoft started during a recession?

 

Wherever you look right now, there is bad news on the economy. Unemployment higher than for the last twenty years and more. Personal levels of debt almost unmanageable. Foreclosures crashing like waves on the suburbs and exurbs, washing away property values. The Federal Government going a trillion and more dollars into debt for the bailout [...]

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Do you need key person insurance?

 

The cost of insuring a key person varies significantly from hundreds to thousands a year. It depends on a number of variables including state of health and the responsibilities within the organization. Young and healthy people cost less to insure. Mature businesses depending on older members of staff will find the premiums significantly higher. The [...]

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Retirement planning for business people

 

The majority of people who start up a business want to define an exit strategy. No-one intends to work until the final days before they die. Even if they want to go for something long-lasting to pass on to their children, there has to come a time when they retire, put up their feet and [...]

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