The majority of people who start up a business want to define an exit strategy. No-one intends to work until the final days before they die. Even if they want to go for something long-lasting to pass on to their children, there has to come a time when they retire, put up their feet and [...]
Sometimes the world seems a dark and threatening place, full of threats and dangers. It’s tempting just to give up in the face of all the problems and walk away. Some do just that, posting the keys of their houses to the mortgage holders and camping out with friends. Others decide to fight for what [...]
In September 2005, the law passed by Congress finally made it into effect and allowed every person to order one free copy of their credit history a year. Since there are three major credit bureaus – Equifax, Experian and TransUnion – you can order one from each bureau in turn and get a snapshot of [...]
In the days when credit was cheap, anyone with a secure job paying a check every month could borrow. There were still millions on or below the poverty line, but the majority in the US could buy what they needed and then some. People did still get into trouble. But, mostly, banks and finance companies [...]
Debt management is becoming a science that many simple Americans have to learn on their own experience these days. Here are some tips for you to avoid running into more debts as you are repaying the older ones. In case you feel that you aren’t able to repay the rent or mortgage on time (and [...]

