Medical science is a wonderful thing when it’s working well. So if you break a bone, doctors are very good at splinting it (or covering you with plaster to stop you moving around too much) and waiting for it to knit back together again. The mechanics of how to deal with this situation are well [...]
When life is going along well, there are rarely temptations. You have everything under control and there’s no need to cut corners. But as the household budget comes under pressure, you have to keep the cost of essentials like auto insurance under control. No-one wants to risk driving out on the public roads without insurance. [...]
In the days when credit was cheap, anyone with a secure job paying a check every month could borrow. There were still millions on or below the poverty line, but the majority in the US could buy what they needed and then some. People did still get into trouble. But, mostly, banks and finance companies [...]
In the good old days when money grew on trees, we could all afford most of the things we wanted when we wanted them. With credit like a tap to release a flood of money on demand, the new car and expensive lifestyle were all within reach. All we had to do was keep the [...]
You already know that addiction of drug and alcohol affects millions of people around the world. It is a problem that is growing and that includes people of all ages, social, cultural, education and sexual orientation. Everything begins with a voluntary act and recreational purposes that cause us a moment of pleasure. Then the desire [...]

