The world is full of people who make excuses for themselves when their commitment is weak. Sadly, when many people who could do better find the going tough, they suddenly find they have other urgent things to do or they have injuries that require them to rest. The reality is that people who are physically [...]
Most of us hesitate to change something in our lives. We give ourselves excuses and prolong things that could be done today – postponing them as much as we can. Why do we need to wait until the 1 of January to start something new? When it comes to our health we always wait. We [...]
In the days when credit was cheap, anyone with a secure job paying a check every month could borrow. There were still millions on or below the poverty line, but the majority in the US could buy what they needed and then some. People did still get into trouble. But, mostly, banks and finance companies [...]

