Most of us hesitate to change something in our lives. We give ourselves excuses and prolong things that could be done today – postponing them as much as we can. Why do we need to wait until the 1 of January to start something new? When it comes to our health we always wait. We [...]
When the going is good, the majority simply renew their existing policies or spend only a few minutes buying a new policy. Saving a few dollars is less important when credit is flowing freely. But now we are in a recession and every dollar matters, it’s time to look more carefully at how we spend [...]

